We help business owners and HR leaders make sense of employee benefits. Our role is to provide clear advice, transparent pricing, and ongoing support — without pressure or upselling. If you’re reviewing your current plan or considering a second opinion, we’re here to help.
Nick Godfrey is a licensed life and health insurance broker specializing in strategic employee benefits. He partners with employers to strengthen retention, control renewal costs, and implement benefits programs that support long-term business success. His approach is practical and advisory-focused, helping business owners make informed decisions about plan design, funding structures, and overall compensation strategy.
A graduate of Bishop’s University, Nick began his financial career as a life insurance agent at North American Life in 1988, working as a retirement income and estate-planning specialist. After relocating to Oakville, Ontario, he served as an investment advisor with Ross Dixon Financial Services and later with Merrill Lynch, gaining extensive experience in client service and financial strategy. This background continues to inform his work today, particularly when advising business owners on the intersection of benefits, retirement planning, and corporate financial planning.
Nick is also an amateur naturalist, citizen scientist, and strong supporter of wetland conservation and prairie restoration. He supports the Hamilton Naturalist Club, the South Peel Naturalist Club and the the Nature Conservacy of Canada. He continues to live in Oakville with his wife Elizabeth, his son, and their very energetic Bernadoodle, Lyra.
Nick is an active nature photographer. You can view some of his work on Flickr.
Andrew Gillies is Chair of the Ideal Canadian Pension Plan (ICPP) Management Board and a seasoned pension actuary at Robertson, Eadie & Associates, a People Corporation company. With more than 20 years of experience advising Canadian employers on retirement plan design, funding, and administration, Andrew has built a reputation for delivering practical, forward-looking solutions that balance employer needs with long-term member outcomes.
As Chair of the ICPP Management Board, Andrew plays a leading role in overseeing the governance, strategic direction, and ongoing development of the ICPP, a modern, pooled retirement savings solution designed specifically for small and mid-sized employers. The ICPP combines the advantages of scale, low-cost institutional investing, and professional oversight to deliver a simple, transparent, and sustainable retirement program. Its design emphasizes predictable lifetime income, disciplined investment management, and ease of administration for employers, while removing the complexity and decision burden often faced by individual members.
Andrew is a strong advocate for expanding access to high-quality retirement programs across Canada. Through his work with the ICPP, he focuses on helping employers provide meaningful, cost-effective pension solutions that enhance employee financial security, support workforce attraction and retention, and align with evolving regulatory and economic environments.
Julie provides each of our benefits clients with a complimentary HR strategy session, (included at no extra cost). She supports areas like onboarding, recruitment challenges, employee handbooks and engagement, leadership training and policy questions — giving employers access to HR support without needing in-house staff.
Julie Alleyn is a Bilingual Fractional HR Consultant (CHRL) and Leadership Coach (ACC) based in Mississauga, Canada. Originally from Montreal, she has over 25 years of experience working across multiple provinces, supporting business owners, executives, team leaders, and managers from a wide range of industries.
Julie holds a BA in Industrial Relations from Université de Montréal and has pursued MBA studies at Université de Sherbrooke. In addition to HR consulting, she is an accredited leadership coach (ACC) with the International Coaching Federation, helping leaders enhance their effectiveness and career growth. Recognizing the importance of well-being in leadership, she integrates simple self-care techniques into her coaching to support sustainable success.
Please visit Julie’s website PegasusEvolution.com
Employers across Ontario trust us to manage their benefits plans with clarity, transparency, and ongoing support.
EXCELLENT Based on 17 reviews Posted on Jacquie S ManoreTrustindex verifies that the original source of the review is Google. I was highly impressed with the time and effort Nick took to explain the various aspects of group insurance plans for my business. I hadn’t realized the key questions to ask in order to secure the best plan for our company. He patiently walked me through everything, answered all my questions thoroughly, and provided valuable insights. I now feel confident that we are in the hands of someone who genuinely cares about our needs. .....Jacquie Manore, Workload Solution Services IncPosted on Chris K. CestarTrustindex verifies that the original source of the review is Google. Nick Godfrey is an exceptional life and health insurance broker specializing in employee benefits and retirement planning. His tailored approach helps small businesses create effective plans that foster healthy work environments and retain top talent. Nick’s dedication, expertise, and commitment to building lasting relationships make him a trusted advisor and a valuable asset to any growing business. Highly recommended!Posted on Mark ShesselTrustindex verifies that the original source of the review is Google. Nick Godfrey and his team at nickgodfreyinsurance.ca are exceptional when it comes to group insurance for businesses! Nick truly understands the unique needs of businesses and works tirelessly to provide tailored group insurance solutions that offer comprehensive coverage and great value. His expertise, professionalism, and commitment to client satisfaction make the entire process seamless and stress-free. If you're looking to set up or improve your business’s group insurance plan, I highly recommend Nick Godfrey. He’s a trusted partner who ensures your team is well-protected!Posted on Jamison SoederTrustindex verifies that the original source of the review is Google. Nick Godfrey is an experienced, personable and professional group insurance benefits specialist. He truly cares for his clients, this is seen in his pasting relationships and commitment to providing excellent service.Posted on Jason HoyTrustindex verifies that the original source of the review is Google. Had a meeting the other week and Nick and I went over the business case for benefits for your company. He is very knowledgeable about both the human element involved and the business case for them. I really appreciate his no-nonsense approach to helping business owners navigate the best solutions for their teams.Posted on Hamorn ChungTrustindex verifies that the original source of the review is Google. Nick is incredibly knowledgeable in the field of group benefits. I had a great educational moment listening to his introduction of Healthcare Spending Accounts, which was insightful and highly relevant for entrepreneurs like me. His expertise made complex concepts easy to understand, and I truly appreciated the clarity he brought to the conversation.Posted on MounTainTopTrustindex verifies that the original source of the review is Google. He isn't just a good insurance broker, but a good father too. Five stars!Posted on Yasmin BleikTrustindex verifies that the original source of the review is Google. Nick Godefery is the go-to expert for employee benefits. He takes the time to understand your business’s specific needs and finds the best plan tailored to you, rather than a one-size-fits-all solution. He ensures that owners of one-person incorporated businesses don’t pay out-of-pocket for health and dental expenses. Creating effective employee benefits that are both affordable and comprehensive can be challenging. That's why I highly recommend Nick Godfery.Posted on Graham AgnewTrustindex verifies that the original source of the review is Google. Nick is a seasoned company benefits professional for the small to medium sized businesses. Hi ability to find a suitable, cost effective solution for not just the growing companies, but also for those 1-2 people sized companies such as someone like me that has a 12 year PSW employee and would like to give them health benefits as she now has her own small child to care for. It’s the variety of solutions that Nick offers that can benefit so many people. I would not hesitate to refer Nick to someone that I know looking to start providing benefits or is looking to change benefit providers.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more