Nick Godfrey Insurance is committed to protecting your privacy. As a licensed life and health insurance broker, we provide financial products and employee benefit solutions designed to meet your needs. Protecting your personal information is a top priority for us and our Managing General Agent, HUB Capital Inc.
We value the trust you place in us and follow strict privacy standards to ensure your information is handled safely and responsibly. This policy explains why we collect personal information, how we use it, and how we keep it secure.
When you become a client or apply for a product or service, we collect certain personal information to:
Establish and manage your account
Execute transactions and maintain accurate records
Understand your financial goals and offer appropriate products
Keep your information up to date
Protect against fraud or error
Meet legal and regulatory requirements
We collect only the information needed to serve you effectively. This may include:
Basic personal details such as your name, address, phone number, email, date of birth, and marital status
Financial information to assess your needs
Employment and identification details
Information about your assets, such as property values
We may collect this information from you directly or, with your consent, from your professional advisors (e.g., accountant or lawyer), financial institutions, fund managers, or insurance carriers.
To provide you with financial and insurance products, we may need to share your personal information with:
Insurance and investment product suppliers
Registered Plan Administrators
Self-Regulatory Organizations (SROs) and other regulatory authorities
We disclose only what is necessary to process your requests or meet legal obligations.
We maintain strict safeguards to protect your data. We will:
Use your information only for purposes we identify to you
Retain information only as long as necessary or required by law
Keep records accurate and up to date
Secure personal information with physical, electronic, and procedural protections
Respond promptly to requests for access or corrections
Obtain your consent before collecting, using, or disclosing information
By requesting products or services through Nick Godfrey Insurance and HUB Capital Inc., and by completing the Know-Your-Client Information Form, you consent to our reasonable use of your personal information.
If you refuse to provide necessary information, we may be unable to offer certain products or services. You may withdraw your consent at any time, subject to legal or contractual restrictions. We encourage you to contact us to discuss your privacy preferences or concerns.