Customized Employee Benefits
from an Independent Broker

Independent advice and customized group insurance plans that help
businesses attract, retain and support their people.

As an independent employee benefits broker based in Oakville, Ontario, Nick Godfrey Insurance Inc. helps small and mid-sized employers design and manage group insurance plans that make sense for their teams and budgets. We stay current with industry regulations from the Financial Services Regulatory Authority of Ontario (FSRA), ensuring that every plan we recommend is compliant, transparent, and built to provide lasting value for both employers and employees.

Schedule your free consultation and get advice tailored to your business.

Many of the employers we help are small businesses and startup companies looking for affordable employee benefit packages. As an employee benefits broker in Ontario, we review existing plans, identify cost drivers,
and design benefit solutions that support growth and retention.

Why Provide Benefits?

Attract and retain top talent

Improve employee satisfaction and engagement

Promote health and wellness

Provide financial security

Manage mental health and stress

Three Reasons to Work with Us

Independent Advice You Can Trust

Data Driven Rate Analysis

Ongoing Support, Not Just at Renewal

A well-designed employee insurance benefits plan is
your competitive advantage:

We Solve Problems

Poor service from current broker

Claims and service issues with insurer

Renewals with double-digit increases

Employees unhappy with the plan

Out-of-date plan design

Feeling stuck with current provider

Ask for our complimentary plan design and rate review today!

Our Services

Enhanced Plan Design

Negotiate the best rates,
customize options

Employee Education & Support

Face-to-face seminars and
smart-phone access

Detailed Reporting

Quarterly updates and notifications on unusual claims

Designed for Any Business Size

Plans for 1 to 100+ employees

Who we are

Nick Godfrey Insurance Inc.

Employee Benefits Broker

Nick Godfrey is a licensed life and health insurance broker with more than 30 years of experience serving employers across Ontario. As an independent employee benefits broker, he helps businesses design and manage group insurance plans with strategic thinking, responsive service, and full transparency. Outside of work, Nick is an avid outdoors enthusiast who enjoys exploring nature around Oakville with his family.

Our Trusted Partners

What Our Customers Say

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Jacquie S Manore profile picture
Jacquie S Manore
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I was highly impressed with the time and effort Nick took to explain the various aspects of group insurance plans for my business. I hadn’t realized the key questions to ask in order to secure the best plan for our company. He patiently walked me through everything, answered all my questions thoroughly, and provided valuable insights. I now feel confident that we are in the hands of someone who genuinely cares about our needs. .....Jacquie Manore, Workload Solution Services Inc
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Chris K. Cestar profile picture
Chris K. Cestar
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Nick Godfrey is an exceptional life and health insurance broker specializing in employee benefits and retirement planning. His tailored approach helps small businesses create effective plans that foster healthy work environments and retain top talent. Nick’s dedication, expertise, and commitment to building lasting relationships make him a trusted advisor and a valuable asset to any growing business. Highly recommended!
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Mark Shessel profile picture
Mark Shessel
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Nick Godfrey and his team at nickgodfreyinsurance.ca are exceptional when it comes to group insurance for businesses! Nick truly understands the unique needs of businesses and works tirelessly to provide tailored group insurance solutions that offer comprehensive coverage and great value. His expertise, professionalism, and commitment to client satisfaction make the entire process seamless and stress-free. If you're looking to set up or improve your business’s group insurance plan, I highly recommend Nick Godfrey. He’s a trusted partner who ensures your team is well-protected!
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Jamison Soeder profile picture
Jamison Soeder
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Nick Godfrey is an experienced, personable and professional group insurance benefits specialist. He truly cares for his clients, this is seen in his pasting relationships and commitment to providing excellent service.
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Jason Hoy profile picture
Jason Hoy
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Had a meeting the other week and Nick and I went over the business case for benefits for your company. He is very knowledgeable about both the human element involved and the business case for them. I really appreciate his no-nonsense approach to helping business owners navigate the best solutions for their teams.
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Hamorn Chung profile picture
Hamorn Chung
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Nick is incredibly knowledgeable in the field of group benefits. I had a great educational moment listening to his introduction of Healthcare Spending Accounts, which was insightful and highly relevant for entrepreneurs like me. His expertise made complex concepts easy to understand, and I truly appreciated the clarity he brought to the conversation.
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MounTainTop profile picture
MounTainTop
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He isn't just a good insurance broker, but a good father too. Five stars!
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Yasmin Bleik profile picture
Yasmin Bleik
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Nick Godefery is the go-to expert for employee benefits. He takes the time to understand your business’s specific needs and finds the best plan tailored to you, rather than a one-size-fits-all solution. He ensures that owners of one-person incorporated businesses don’t pay out-of-pocket for health and dental expenses. Creating effective employee benefits that are both affordable and comprehensive can be challenging. That's why I highly recommend Nick Godfery.
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Graham Agnew profile picture
Graham Agnew
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Nick is a seasoned company benefits professional for the small to medium sized businesses. Hi ability to find a suitable, cost effective solution for not just the growing companies, but also for those 1-2 people sized companies such as someone like me that has a 12 year PSW employee and would like to give them health benefits as she now has her own small child to care for. It’s the variety of solutions that Nick offers that can benefit so many people. I would not hesitate to refer Nick to someone that I know looking to start providing benefits or is looking to change benefit providers.
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